Health insurance companies won't allow you to stay on your ex spouse's health insurance policy once your divorced is finalized. Your options will be to purchase a private policy, obtain coverage for through your employer, or elect to exercise COBRAAn abbreviation for the Consolidated Omnibus Budget Reconciliation Act of 1985. It is a federal law that allows you to continue health insurance on your own when it might otherwise have ended, either by unemployment or divorce. Typically COBRA can be extended anywhere from 18 to 36 months following the event. coverage on you spouse's plan.

COBRA is typically limited in time and can be quite expensive. In some situations, your spouse can be responsible for payment of COBRA by agreement or court order. In any case, your spouse cannot prevent you from obtaining COBRA through their employer because it is your individual right to elect it.

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